Pool Financing in Memphis, TN | Monthly Payments as Low as $499 | American Pool Techs
⭐⭐⭐⭐⭐ Highest-Rated Pool Builder in Memphis · Brighton & Bartlett, TN · Mon–Fri · 8:00am–4:30pm
Home · Financing

Easy Financing Terms.
Monthly Payments as Low as $499.

Flexible financing for new pool construction, renovations, and major equipment upgrades. We work with two trusted national lenders to make your project affordable — and the application happens directly with them, never on our site.

New Pool Construction Renovations & Resurfacing Equipment Upgrades Salt & Automation Retrofits
✓ National pool-financing specialist ✓ Applications handled off-site ✓ Quick pre-qualification ✓ No application fee through APT
Easy Financing Terms
Monthly payments as low as $499.

Actual payment depends on loan amount, term, credit profile, and lender. See disclosure below.

How It Works

Three steps to financed and built

We’ve kept the financing path simple. We don’t handle the loan paperwork on our site — that’s between you and the lender. We just point you in the right direction and stay focused on building or servicing your pool.

Get your project quote

We meet, walk your yard, and put together a real scope and quote for your new pool, renovation, or major equipment upgrade.

Apply with a lender

We point you directly to Lyon Financial — the lender we’ve trusted for years to handle pool project financing. Click the button below to apply directly on their secure platform. No applications on our site.

We build, you swim

Once your financing is approved, we coordinate with the lender on funding milestones and get to work on your project. Read more about our in-house team.

Our Lender Partner

Apply Through Lyon Financial

Lyon Financial is the lender we trust for pool project financing. They’re a national pool-financing specialist — they understand how pool projects fund through construction, how gunite, fiberglass, and vinyl liner builds differ, and they have programs designed specifically for what we do.

Lyon Financial

We’ve been sending clients to Lyon Financial for years, and I’ll tell you why — they get pool projects. They’ve been financing inground pools longer than most lenders have been in business, and that experience shows up in how smoothly the funding side of a build moves.

Apply with Lyon Financial →

Opens Lyon Financial’s secure site in a new tab. All credit decisions are made by Lyon Financial, not American Pool Techs.

Want to talk through options first?

Call us and we’ll explain how it works — no obligation, no application required.

📞 Call (901) 755-3000
Common Questions

What people ask about financing

Real questions from real clients about financing their pool project.

No. We don’t host loan applications on our site — that keeps your sensitive financial information secure and limits the regulatory complexity for everyone. When you’re ready, we point you to Lyon Financial and you apply directly on their platform.
Lyon Financial specializes in pool financing and has been doing it longer than most lenders. They understand pool projects, gunite construction, and the way our industry works — which makes them the lender we trust to handle our clients’ financing smoothly. We’ll help you think through your options during your project consult.
Most of what we do qualifies — new pool construction, full pool renovations including resurfacing and equipment replacement, major equipment upgrades like variable-speed pumps and salt systems, and outdoor living additions tied to the pool project. Weekly maintenance and small one-off repairs typically don’t go through financing.
Not at all. Many of our clients pay cash, use a HELOC, or arrange their own financing. We mention Lyon because clients ask for a recommendation — and they’re the lender we’ve seen serve our customers best. You’re never required to use them.
Pre-qualification with most lenders uses a soft credit pull, which doesn’t affect your credit score. A formal application (when you decide to move forward) typically uses a hard pull. Confirm the specifics with the lender — every lender’s process is slightly different.
Pre-qualification with Lyon Financial is usually fast — minutes to a few hours. Full approval depends on the lender’s underwriting process and how quickly you provide documentation. Most of our financed projects are funded and ready to break ground within a few weeks of starting the application.
It happens, and it’s not a dealbreaker. We can talk through alternatives — adjusting the project scope, phasing the work in stages, exploring HELOC options with your bank, or other approaches. We’ve helped a lot of buyers get to yes on the pool they wanted.
Client Reviews

What our financed clients say

★★★★★

“APT walked us through the financing options — we ended up with a payment that fit our budget. They didn’t push, just explained how it works and pointed us to the right lender.”

MB
Marcus B.
Collierville, TN · Financed Build
★★★★★

“We weren’t sure if we could afford the renovation we wanted. Jonas’s team showed us the financing path and we ended up doing the full project. Best decision we made.”

LH
Laura H.
Germantown, TN · Renovation
★★★★★

“Honest pricing, honest financing conversation. No surprises, no pressure. Pool’s been in for a year and we still feel great about how the whole thing went down.”

KR
Kevin R.
Bartlett, TN · Financed Build

Important: American Pool Techs is a licensed pool contractor — not a lender. All loans, applications, and credit decisions are handled directly by our lending partners. The “as low as $499/month” figure is illustrative and depends on your specific loan amount, term, interest rate, and credit profile. All financing is subject to credit approval through the lender. Talk to Lyon Financial directly for actual rates and terms.

Memphis Pools from $499/Month

Flexible financing for new construction, renovations, and major equipment upgrades. Get pre-qualified in minutes — no pressure, no obligation.

📞 Call Now — (901) 755-3000
Where We Work

Serving Memphis & the Mid-South

Two Convenient Locations

📍
Brighton Location
1380 Old Hwy 51 S
Brighton, TN 38011
📍
Bartlett Location
3189 Kirby Whitten Rd Suite 102
Bartlett, TN 38134
Hours
Mon – Fri · 8:00am to 4:30pm
Client Reviews

What Our Customers Say

★★★★★

“American Pool Techs built our gunite pool from start to finish and the entire process was seamless. They showed up when they said they would, the work was exceptional.”

JB
Jason B.
Germantown, TN · Pool Build
★★★★★

“We’ve been on their weekly maintenance plan for three years. Same tech every week, always professional, always thorough. Our pool has never looked better.”

ML
Michelle L.
Collierville, TN · Weekly Service
★★★★★

“Our 15-year-old pool needed a complete renovation. The transformation was unbelievable — it looks brand new. Honest, efficient, and fairly priced.”

TR
Tom R.
Bartlett, TN · Pool Renovation
Get Started

Ready to Start
Your Project?

Building new, renovating an existing pool, or need reliable weekly maintenance — we’d like to earn your business. We follow up within one business day.

📍
Brighton
1380 Old Hwy 51 S, Brighton, TN 38011
📍
Bartlett
3189 Kirby Whitten Rd Suite 102, Bartlett, TN 38134
Hours
Monday – Friday · 8:00am – 4:30pm

Get a Free Quote

Fill out the form and we’ll follow up within one business day. No pressure, no obligation.

First Name
📞 (901) 755-3000 <